After a foreclosure sale, money may still legally belong to you. Most homeowners never know — and the few who try to claim it on their own rarely succeed. Call our team. We handle the rest.
No upfront cost, ever. Recovery-contingent fee only. Privacy policy.
When a foreclosure sale produces more than the debt, the difference can legally belong to the former homeowner. Whether it does in your case — and how much — depends on a long list of factors that aren't visible from the outside. That's why this work isn't something most people can do alone.
Sale price. Debt at the time of sale. Lien priority. Jurisdictional rules. Filing windows. The variables interact in ways that only a full case review can untangle.
Anyone who quotes you a recovery number before that review is done is guessing — or worse. We don't.
Call us with your property address and the approximate sale year. We'll tell you honestly whether there's something to recover.
No two cases produce the same outcome. The only honest way to know what you may be owed is for our team to look at the file.
A meaningful share of what's produced at foreclosure auctions each year never reaches the people it legally belongs to. The reasons aren't accidental — they're built into the system.
Notices typically go to the foreclosed property. The person who actually owns the claim has usually already moved.
Procedures, deadlines, and required documentation differ by jurisdiction. There is no single playbook — and the wrong move can disqualify a claim entirely.
Other parties may have priority over the surplus. Sorting out who gets what is the specialized work that most attempts to do this alone fail at.
From first review through the day funds reach you, our team runs every stage internally. You don't lift a finger.
Our specialists evaluate the file end-to-end. We tell you what we find — including if nothing is recoverable.
The work is technical, jurisdiction-specific, and unforgiving of mistakes. That's our job, not yours.
Approved funds are released and transferred to you. Our fee is paid out of the recovery — never out of your pocket.
We keep the specifics of how we do this internal — for the same reason a surgeon doesn't hand a patient the operating manual. The work is real, technical, and case-specific. Call us with your address and we'll tell you whether your situation is worth pursuing.
Awareness of surplus funds has attracted an enormous amount of predatory activity. Most of the cases we clean up at National Home Support started at another firm — a firm that charged upfront, over-promised, or walked off with most of the recovery. Read these carefully. Every one of them is real and common.
Some firms charge $500–$3,000 up front before touching your case. This is illegal in most states under consumer-protection statutes that specifically ban advance-fee foreclosure recovery. A legitimate recovery firm has no reason to charge before recovery happens.
Some competitors ask former homeowners to sign an assignment giving them the entire surplus claim in exchange for a small flat payment — often pennies on the dollar of what the claim is worth. You lose access to the real recovery forever.
A surprising amount of the industry operates under names that don't appear in any state business registry, uses mailboxes in commercial office buildings, and can't verify who the principals are. If a firm can't tell you exactly who's handling your case, walk away.
Competitors quote you a specific recovery amount before any research is done. In reality, no one knows the recoverable surplus on a case until the sale, debt, priority-claim landscape, and jurisdiction are reviewed. “Guaranteed $X” is a marketing tactic, not a legal commitment.
A call out of nowhere claiming the caller “has money waiting” in your name — then pressure to sign paperwork immediately before you have time to research or compare. High-pressure tactics on this kind of work are the single biggest red flag.
Some operators advertise “no upfront fee” but bury contingency rates of 40–50% in fine print. By the time junior claims and fees are extracted from the recovery, the former homeowner walks away with very little.
Most of the cases that land on our desk started somewhere else. A homeowner paid upfront. A firm disappeared. Or the entire claim got assigned away for a few thousand dollars. We built the aftersale practice at NHS because the alternative was watching homeowners get exploited by firms that shouldn't exist.
The aftersale industry attracts shortcuts and quick exits. Our approach is deliberately the opposite.
All 50 states. Every jurisdiction has its own forms, deadlines, and priority rules. We've worked through every variation.
No upfront cost. No retainer. No out-of-pocket fees. Compensation only from actual recovery — aligned with you, not against you.
A real company with a real address and real accountability. Our founder spent over a decade inside the banks before starting NHS. Verifiable, licensed, and here tomorrow.
Same team from first call through final distribution. Single point of contact. Written agreement before work starts. No handoffs to call centers.
Simple: contingency only. We absorb the research, filing, and adjudication cost. If we recover nothing, you owe nothing. If we recover funds, our fee is paid directly from the recovered amount — you never write a check.
This alignment is deliberate. A firm that takes money upfront has no skin in the game. We only get paid when you get paid.
Contingency-only. Paid from recovered funds at distribution. Full written agreement before any work begins.
Briefly: money produced at a foreclosure sale that goes beyond what was owed. The mechanics of who gets what, when, and how, are jurisdiction-specific and rarely simple. Call us with your case — that's the only way to get a real answer.
We can't tell you without reviewing your file. Anyone who quotes a number before doing that is guessing or selling. (682) 610-0007 — give us the property address and the approximate sale year. We'll give you a real answer instead of a marketing number.
Deadlines exist and they're strict. They vary by state, sometimes by county. By the time most people start asking, the practical window is shorter than the statutory one. Don't wait to find out where yours stands — call us today.
Technically. In practice, the procedural and legal complexity is what our team exists for. If your case turns out to be one of the rare straightforward ones, we'll tell you honestly and you can run with it. Most cases require specialized handling to actually pay out — and the cost of getting it wrong is usually that the entire claim is denied.
Established 1999. Verifiable address, real principals, real accountability. Contingency only — we never ask for an upfront fee or for you to assign the claim away. Read the warning section above for why those things matter.
Fill the form at the top, or call (682) 610-0007. We need your property address and the approximate sale year. Everything else, we handle.
No upfront cost, ever. If there's a surplus, our industry-leading team handles every step. Recovery-contingent fee only — you only pay if we recover.
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